www.myciti.com sign on – CitiBankOnline com Sign In

MyCiti.com allows a customer to access their Banking with Citi account online.

www.myciti.com sign on

www.MyCiti.com Sign On Instructions

  • Gain internet access
  • Please visit a library if you’re lacking home connection
  • Rev up the PC
  • Navigate to MyCiti.com
  • Enter sign in credentials

Also, customers who are new to the MyCiti service will have to register.

Hence, to register the Citi customer will have to provide their name, address, phone number, and email address.

MyCiti.com Online Highlights

  • A BIG must for Citi account holders
  • Allows a customer to pay a bill online, check an account balance, view recent transactions, and update information
  • Citi will never charge a fee for the MyCiti sign in service
  • Provides a Citi Mobile App via the Google Play Store or the App Store
  • CitiBankOnline com Sign In is operated by CitiBank NA

My Citi Online requires the account holder to be 18 years of age or older and a legal resident of the United States.

Editors Pick’s

My Citi account holders should consider the Citi Double Cash Card.

This credit card is ideal for consumers with a good credit score and desire cash rewards.

Citi Double Cash Card Highlights

  • Earn 2% cash back on purchases: 1% when you buy and 1% as you pay
  • 0% Intro APR on balance transfers for 18 months
  • After 18 months the variable APR will be 15.49% – 25.49% based on the applicants creditworthiness
  • Citi reserves the right to modify or terminate the Double Cash credit card offer at any time

Furthermore, any questions in regards to MyCiti.com can be directed to 1-800-374-9700 or dial 1-800-745-1534 to check the status of an application.

Consumers looking to reach Banking with Citi via US Mail can write to: U.S. Service Center Attn: C.P.S. P.O. Box 769007 San Antonio, TX 78245-9966.

Finally, the MyCiti URL

MyKohlsCharge Account (www.MyKohlsCharge.com Login)

Access a MyKohlsCharge login account with the customer’s username and password.

MyKohlsCharge Account

MyKohlsCharge Login Account Instructions

  • Please Sign In or Register to activate a Kohl’s Credit Card
  • Visit MyKohlsCharge to sign in
  • Only online payments submitted by 7:00 p.m. central time through My Kohl’s Charge are posted on the same business day
  • As a general rule, please send this type of payment at least five business days before your due date in order to ensure that your payment is posted by the due date

Also, payments can be made over the phone by calling 1-855-564-5748, from 7:00 a.m. to 9:00 p.m. (central time), Monday through Saturday, or 8:00 a.m. to 9:00 p.m. (central time), Sunday.

Editor’s Picks

  • Omni Card Five Back –  Five Back Visa Reward Card can be used at participating merchants to get up to 5% of the purchase price added back to your card.
  • ATHOME Apply – Assuming you were approved you will receive a 10% off coupon which can be used on your first purchase at ATHOME
  • US.HSBC.com Gold Invitation – $0 0 Annual fee and Foreign transaction fees (ideal for world travelers or businessmen who are forced to travel out of the country for their job)

MyKohlsCharge.com Account Benefits

  • Pay a Kohl’s bill online
  • Request a credit line increase (also helps a credit score as an added bonus)
  • Sign up for paperless statements
  • Access account & transaction information
  • The MyKohlsCharge account service is FREE

Any questions in regards to MyKohlsCharge can be directed to 855-564-5705 between the hours of 8 am to 7 pm Monday to Friday OR weekends from 8 am to 4 pm.

Finally, the Kohl’s Charge Login URL

www.macys.com/mymacyscard to sign in – Pay Macy’s Credit Card

www.Macys.com/MyMacysCard to Sign In allows a user to pay a Macy’s Credit Card account online (among other things).

www.macys.com/mymacyscard to sign in

www.Macys.com/MyMacysCard to Sign In Instructions

  • Confirm you actually have a Macy’s card
  • If so rev up the old lap top
  • Navigate to www.macys.com/mymacyscard
  • Click on the “sign in” or “login” tab
  • Enter your username and password
  • Pay a Macy’s credit card off online

Hence, if you do not have a Macy’s online account you will have to register.

Furthermore, if you do not have a Macy’s credit card you will have to apply.

What is needed to register for www.Macys.com/MyMacysCard?

  • First and last name
  • Address
  • Email address
  • Macy’s credit card number

Editor’s Recommendations

Pay Macy’s Credit Card Options?

  • Bank account: Customers will have to provide the bank routing number (7 digits long) and account number
  • Mail Macy’s Card Accounts:  Macy’s Payments PO Box 9001094 Louisville, KY 40290-1094
  • Mail Amex Accounts: Macy’s American Express Accounts: Macy’s American Express Account Payments PO Box 9001108 Louisville, KY 40290-1108

Those looking to beat the clock and get a payment in quick can send it to… Express Payments Macy’s Payment Department 6716 Grade Lane Bldg. 9, Suite 910 Louisville, KY 40213.

Furthermore, Macy’s contact information online can be found at www.customerservice-macys.com/app/answers.

MyMacysCard Contact Information

Any questions in regards to www.macys.com/mymacyscard to sign in can be directed to toll-free 1.800.BUY.MACY(1-800-289-6229) 24 hours a day 7 days a week.

Furthermore, cardholders who would like to reach out by mail can write to… Macys.com, LLC, 680 Folsom St. San Francisco, CA 94107

Finally the Pay Macy’s Credit Card URL

www.mygenesis credit.com login – Account Access at MyGenesisCredit

www.MyGenesis Credit.com Login allows a customer to access a MyGenesis account online.

www.mygenesis credit.com login

www.MyGenesis credit.com Login Instructions

  • Rev up the old laptop
  • Pour a smooth cup of coffee (assuming it’s earlier than 11 am)
  • Navigate to www.mygenesiscredit.com
  • Enter your username and password
  • Click the “login” tab
  • Presto!  You have accessed your account

Also, please have your account number on hand when accessing your MyGenesisCredit account.

Furthermore, Bankcard Services is changing names to Genesis FS Card Services.

www.MyGenesis Credit.com Login Notes

  • Account access is available 24/7
  • Customers can pay bills online and view account statements
  • Your account’s available credit may not reflect a payment for up to 14 days to allow us to verify funds
  • A credit limit program is not available
  • The current balance is updated nightly and may not reflect all transactions on your account
  • Transactions include payments, purchases and other adjustments

In the event a customer is making a payment over the phone please have the checking account and routing numbers on hand.

Routing numbers will always be 7 digits long.

MyGenesis Late Fee Payment Notes

  • As soon as you get your monthly billing statement, check the Payment Due Date and monthly Minimum Payment Due
  • Make sure you pay at least the monthly minimum payment each month by your payment due date
  • Please allow up to 7 business day for postal delivery when mailing a payment
  • Payments can also be made over the phone by calling toll free 866-502-6439

Any questions in regards to www.MyGenesis Credit.com Login can be directed to 866-502-6439 Monday to Friday 6 am to 5 pm.

Editor’s Recommendations

Also, the walmartacademycard should be added to the above list.  This credit card is a big must for people who shop at Walmart.

Other www.MyGenesis Credit.com Login Information

  • FAX: 503-268-4711
  • Correspondence address: Genesis FS Card Services PO Box 4477 Beaverton, OR 97076-4477

Finally, the MyGenesis credit.com Login URL

www.brinksprepaidmastercard.com – Activate Brinks Prepaid Mastercard

The Brinks Prepaid Mastercard uses Mobile Check Load which is a service provided by First Century Bank, N.A. and Ingo Money, Inc.


www.BrinksPrepaidMastercard.com Notes

  • New customers can apply for the Brinks prepaid card
  • Approval review usually takes 3 to 5 minutes but can take up to one hour
  • Activate or log in to a Brinks Prepaid account at www.brinksprepaidmastercard.com
  • Unapproved checks will not be funded to an account
  • Loading a check should only take a few minutes when using the app
  • 3.5% of the U.S. Dollar amount of the purchase transaction when making a purchase outside the United States

BrinksPrepaidMasterCard Benefits?

  • Get money up to two days faster
  • Offers mobile apps, anytime alerts and online Account Center to access to your money 24 hours a day 7 days a week
  • The Brinks prepaid card can be used to make everyday purchases
  • Upgrade to a Brink’s Preferred Account and you will get a 5.00% APY Savings Account

Enroll in the Brinks Direct Deposit account to get your paycheck or government benefits (i.e. Veterans Affairs Payment) in your account up to 2 days faster vs. a standard checking account.

Pro tip: Get the Preferred Account to put extra money in the savings account to earn a mind-blowing 5% APY.

In order to get the preferred account, the customer must deposit at least $500 a month into their Brinks Prepaid Mastercard Account.

Looking for a credit card?

www.BrinksPrepaidMastercard.com Contact Information

Any questions in regards to www.brinksprepaidmastercard.com can be directed to toll-free 1-877-849-3249.  The toll-free Brinks Mastercard number is available Monday through Friday: 8AM-10PM (Central Standard Time – CST) or Saturday & Sunday: 8AM-8PM (Central Standard Time – CST).

Email?  Issues or concerns with the Brinks prepaid card can also be directed to contact@brinksmoney.com.

Please allow up to 48 hours for a response when sending an email.

Fax: 1-866-358-0526

Mail: Brink’s Prepaid MasterCard c/o NetSpend Corporation PO Box 2136 Austin, TX 78768-2136.

Finally, the Brinks Prepaid Mastercard URL

www.myluxurycard.com – Activate or Login Luxury Card

MyLuxuryCard is ideal for heavy hitters at the country club scene who not only want to look good but feel special!


www.MyLuxuryCard.com Notes

  • Must be 18 years of age or older and a legal resident of the US
  • Requires a good to great credit score
  • Comes in three different versions
  • Issued by Barclays Bank Delaware 2018 who is proud member FDIC

The Luxury credit card is available in Gold, Black, and Titanium styles.

We prefer the Black Luxury card as it appears that version has the best rewards program.

Please feel free to browse on your own however at www.luxurycard.com.

www.myluxurycard.com Contact Points

  • Send a secure email
  • Dedicated toll-free number: 844-724-2600 (general customer service questions)
  • Activation?  Please dial 877-408-8866 and have the LuxuryCard number on hand
  • Fax: 866-823-8178

Also, those dialing outside the United States should dial 1-302-255-7444.

MyLuxuryCard has a plethora of mailing address as shown below:

  • General Correspondence Card Services P.O. Box 8801 Wilmington, DE 19899-8801
  • Credit Card Billing Disputes Card Services P.O. Box 8802 Wilmington, DE 19899-8802
  • Physical Address Barclays Bank Delaware 125 South West Street Wilmington, DE 19801
  • Credit Card Payments Card Services P.O. Box 60517 City of Industry, CA 91716-0517

The above are just a few mailing addresses associated with www.myluxurycard.com.

For a complete list of all mailing addresses please visit MyLuxuryCard Our Mailing Adress.

Overnight payments are available using UPS, Mail Boxes Etc., FedEx, or the U.S. Mail (also known as snail mail).

Enjoy the Luxury Card?  Check out these similar options

The dedicated toll-free number allows the Luxury Card account holder to perform the following activities over the phone;

  • Check current balance
  • Check available credit
  • Pay your credit card
  • Most recent payment
  • Minimum due date
  • Payment due date
  • Transfer a balance
  • Change your PIN Check credit card transactions

When contacting www.myluxurycard.com via email please be sure to select the correct account and select the NEW MESSAGES link.

Hence the Luxury Credit Card URL

  1. www.myluxurycard.com
  2. #experiencemore

Best Credit Card for Groceries: Grocery Cashback Options Compared

Groceries and household supplies can end up being a huge expense category for most of us. Estimates put average grocery spending at around 5-10% of annual expenditures for the typical American. Thus, any way we can save more on groceries can free up a lot of spare cash to save, invest or spend elsewhere. One great way to save money is to rack up rewards by using the best credit card for groceries for all your grocery store purchases.

best credit card for groceries

By using the best credit card for grocery stores, you can earn bonus cashback on every purchase – anywhere from 2% to 6% cashback. Over time, this can add up to some serious savings! For even more savings opportunities, check out our guide to saving money on groceries.


What is the Best Credit Card for Groceries?

There’s no single “best” option for all people – the right choice will depend on a number of factors. One big thing to consider is whether or not you want to pay an annual fee on your card. Most of the time the no-fee cards don’t earn as much rewards, but the fee cards charge you a flat fee every year. Be sure to do the math for your individual situation to see what makes the most sense.


Best Grocery Credit Card for Families & Big Spenders: Amex Blue Cash Preferred

Blue Cash Preferred

Annual fee: $95
Earning rate: 6% cashback at US supermarkets, 3% at US gas stations & department stores; 1% on everything else
Signup bonus: $200 after spending $1000 in the first 3 months
Introductory APR: 0% APR on purchases and balance transfers for 12 months
Best for: Big spenders in the grocery category, large families

The American Express Blue Cash Preferred is the best credit card for groceries for many people – particularly those who spend a lot on groceries.

The card earns a whopping 6% cashback at US supermarkets, although that rate is capped at $6,000 in annual spend. Amounts beyond $6,000 annually will only earn 1% cashback.

The card has a $95 annual fee, which is only worthwhile if you spend a decent amount on groceries. The cap on 6% cashback earnings is $6,000 per year, which works out to $500 per month. If you spend in the range of $350-$500 per month on groceries, this card is likely worth the annual fee – if not, you’ll probably be better off with a no-fee version.


Best Grocery Credit Card with No Annual Fee: Amex Blue Cash Everyday

Blue Cash Everyday

Annual fee: None
Earning rate: 3% cashback at US supermarkets, 2% at US gas stations & department stores; 1% on everything else
Signup bonus: $150 after spending $1000 in the first 3 months
Introductory APR: 0% APR on purchases and balance transfers for 15 months
Best for: Those wanting a cashback card with no annual fee to worry about

The American Express Blue Cash Everyday is the no-annual fee version of the popular Blue Cash Preferred card. The card still offers great cashback rates, with 3% back on grocery store purchases (capped at $6,000/year in spend), 2% on gas and 1% on everything else.

This card makes more sense for those who don’t spend a whole lot on groceries. For big spenders, the Preferred will likely win out in the long run. See our comparison section below to learn more.


Blue Cash Preferred vs Everyday

For many people, choosing the best credit card for groceries will be a choice between the Everyday and the Preferred. Here’s a recap:

  • The Blue Cash Preferred earns 6% cashback on groceries, but has a $95 annual fee ($200 sign-up bonus currently)
  • The Blue Cash Everyday earns 3% cashback on groceries, but has no annual fee ($150 sign-up bonus currently)

You should do the math for your particular situation, but as a rule of thumb, here are our recommendations:

  • If you spend more than $3,200 per year ($266/month) on groceries, the Preferred is the better option
  • If you spend less than $3,200 per year ($266/month) on groceries, stick with the no-annual-fee version

Keep in mind that these figures ignore the signup bonuses (as they change frequently), and also ignore the different earning rates on gas purchases. Again, we recommend running the numbers for your specific situation.


Best Grocery Credit Card for Simplicity: Citi Double Cash

Citi DoubleCash

Annual fee: None
Earning rate: 2% cashback on all purchases
Signup bonus: None currently, sometimes offers $100 cash bonus
Introductory APR: 0% APR on balance transfers for 18 months
Best for: Those wanting just one credit card for all purchases

The Citi Double Cash credit card is the best credit card for groceries for those who crave simplicity in their lives. With this card there are no bonus categories, no caps on earnings, and no annual fee – just a flat 2% cashback on ALL purchases, not just groceries.

This card tops our list of the best cash-back credit cards because it offers a great earning rate with no annual fee to worry about. The great thing about this card is that you always know you’ll earn 2% back, regardless of where you make the purchase. With other cards with specific category bonuses, you may or may not earn the bonus rewards depending on how the merchant codes. For example, purchases at Costco or other warehouse clubs don’t usually code as groceries, so a card like the Blue Cash won’t earn the bonus points.


Merchant Codes & Cashback Earnings

Now that you’ve seen our recommendations for the best credit cards for groceries, there is one thing that you should be aware of.

Any card with category bonus cashback rates will use the merchant category code (MCC) to determine your cashback percentage. Thus, the rate of cashback you earn will depend on the how the purchase codes. And unfortunately, they don’t always code how you might expect.

For instance, Walmart purchases might code as grocery, but they could also code as warehouse store, home goods store, etc. Even stranger, some Walmarts might code differently than others. This can result in some surprises, and is one reason why some people prefer the simplicity of a flat 2% cashback card like the Double Cash.

This guide explains how you can find merchant category codes to determine whether or not a specific merchant will earn bonus cashback. Unfortunately, Visa is the only card issuer to make this data public.